How it works

How it works

How it works

A real person works your case, start to finish

No automated approve/decline — every enquiry is reviewed by a VittaOne advisor.

01

Compare

Filter live loan products from our partner lenders by amount, side by side.

02

Enquire

Submit a short enquiry with your details. It goes straight to our team, not an algorithm.

03

Advisor review

An advisor studies your case and pitches it directly to the lenders best suited to it.

04

End-to-end service

Your advisor carries the case through documentation and lender negotiation to funding.

05

Loan portal

Track your enquiry's status, and once funded, see your case history in one place.

06

Refi Radar

We keep watching the market against your funded loan. When a materially better rate appears, your advisor reaches out.

Why VittaOne

One advisor, the whole market, no runaround

A dedicated advisor works every case across our full lender panel — from first enquiry through to funding.

Unbiased comparison

We compare across our whole lender panel, not push one bank's product because it's the only one on offer.

A dedicated advisor

One person owns your case end-to-end — documentation, lender follow-up, and negotiation — so you're never chasing multiple people.

We keep watching

Refi Radar rechecks the market against your funded loan, so a materially better rate doesn't just pass you by.

Ready to see your options?

Compare live offers from our lender network, or talk to an advisor first.